Stay with '95 if: Go to NT if:
You don't know which drive is the CD-ROM one. You know this, but are still so stupid that you like MS junk.
You want the computer to only work with 80% of your hardware. You want it to work with a full 40% instead.
You want your PC to crash if you run any software. You would rather it crashed when you log in, just to save time.
You don't want to be able to address more than 32M of memory. You want the OS to take up so much RAM that it doesn't matter.
You're still convinced that FAT is a viable filesystem. You've been duped into thinking that NTFS is an improvement.